Most banks pay little or no interest to their customers on their savings. Some banks even charge account management fees or negative interest. The stock exchange is a very safe alternative. However, if you put all your money into a few individual stocks, you risk high losses when prices fall. It is therefore better to spread your money widely across the entire market. However, this does not require the expensive purchase of countless stocks, but can be done from 10€ per month via savings plans on ETFs. ETFs are exchange-traded funds, i.e. ready-made packages with numerous stocks on specific topics that can be purchased cheaply.
